Stop guessing what
Portugal will cost you.
One honest spreadsheet. Your real quotes go in — your true monthly cost, cash-to-move and first-year number come out.
No stranger’s forum average. No made-up figures. Just your family’s numbers, totalled for you — in about two minutes.
Get the Calculator — €12 Instant download · yours in 2 minutesThe number, done for you
Fill the shaded cells. The totals update live.
Every forum gives you a different number.
This little tool exists to answer exactly that — with your numbers, not someone else’s.
One tab. Every cost a family actually has.
A single, clean Excel sheet — pre-structured, no formulas to build. You type your real quotes into the shaded cells; it does the maths.
Every category, already laid out
Rent, utilities, groceries, school, health, transport, phone/internet, one-off setup costs — the lines a real family forgets until the bill lands.
Three answers, worked out live
Your monthly cost of living, the cash you need to make the move, and your full first-year number — all update the moment you change a cell.
A plain-English “Start Here”
One short page tells you how it works and why nothing is pre-filled — so you’re never staring at a stranger’s guess dressed up as your budget.
Yours to reuse and share
Run it again for a second town. Send it to your partner. Opens in Excel or Google Sheets — nothing paid, nothing to install.
Honest. Verifiable. Built for real families.
Zero invented numbers
Nothing is pre-filled, on purpose. Online averages mislead; your rent, school and health costs are specific to you. We give you the structure and the math — you bring the real quotes.
Answers in minutes
No template to build, no formulas to wire up. Open it, fill the shaded cells, read your number. The cheapest way to find out if this move actually adds up.
We’re in it too
We’re planning this same move, Paris → Silver Coast, and documenting it openly. This is the exact budgeting sheet we use ourselves — not a fantasy for sale.
Know your number for the price of two coffees.
The Silver Coast Family Cost Calculator
The standalone budgeting tool — your real cost of moving, done for you.
The quickest, cheapest way to find out if this move adds up for your family — before you spend a cent on anything else.
Get the Calculator — €12 Secure payment via Gumroad · Instant downloadThis calculator is one tab of the full Planner.
The Portugal Family Move Planner adds the paperwork tracker, document checklist, 12-month timeline, town comparison and the full move guide — with this same calculator built in. If you upgrade, your €12 comes off.
See the full Planner — €39 →30-day money-back guarantee. No questions.
If the calculator doesn’t make your budget clearer within 30 days, send us one email — every cent back, and you keep the file.
Questions people ask before buying
Why are none of the numbers filled in?＋
Because online averages mislead. Your rent, school and health costs are specific to you and your town. The tool gives you the structure and the math — you bring your own real quotes, and get a number you can actually trust.
Do I need Excel?＋
Excel or free Google Sheets — the file opens in both. Nothing paid, nothing to install.
Is this financial advice?＋
No. It’s a planning tool, not financial advice. Verify official fees and taxes with the relevant Portuguese authority or a licensed adviser before making decisions.
I might want the full Planner — should I buy this first?＋
If you already know you want the whole system, go straight to the full Planner — the calculator is included. If you just want to know your number first, start here; your €12 comes off the Planner if you upgrade.
Before you plan anything else — find out if it adds up.
A guess that changes every time you touch it, and no clear answer on how much you need saved before you go.
One real monthly figure, the cash you need to move, and your first-year number — in black and white.
€12. The cheapest, fastest step you can take toward this move — and the one that tells you whether to take the next.
The Silver Coast Family Cost Calculator is a planning tool, not legal, tax, immigration or financial advice. Always verify current requirements with the relevant official authority or a licensed adviser before acting.